Refund & Billing Policy

‍1. Refund Requests

1.1. If you believe you were charged in error, or you wish to request a refund for a completed

Transaction, please contact Digimend at support@digimend.co with the following details:

• Full name
• Email used during checkout
• Transaction date
• Amount charged
• Merchant name (if known)
• Reason for refund request

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1.2. Digimend will review your request and confirm whether the charge was successfully

completed with the Merchant and whether the Transaction qualifies for a refund under the

Merchant’s return or cancellation policy.

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2. Processing of Refunds

2.1. Approved refunds may be issued by Digimend or the Merchant, depending on the status of the Transaction at the time the refund request is submitted.

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2.2. If Digimend has already collected the payment for the Transaction on behalf of the Merchant, Digimend will process your refund directly to your original payment method.

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2.3. If payment has not yet been collected by Digimend, the Merchant will process the refund directly, and Digimend will update or void any pending billing instructions associated with that Transaction.

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3. Refund Eligibility Window

3.1. A refund request must be made within 120 days of the original purchase date in order to be considered eligible for direct refund processing via Digimend.

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3.2. Refunds requested after 120 days may not be supported by Digimend. In such cases, you must contact the Merchant directly, and any refund approval or processing will be at the Merchant’s sole discretion.

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4. Post-Termination Transactions

4.1. If a refund request relates to a Transaction occurring after Digimend’s relationship with the Merchant has ended, Digimend may, in its sole discretion, decide whether it will support refund processing.

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4.2. If Digimend elects not to support such post-termination refund requests, all liability and

processing obligations remain solely with the Merchant.

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5. Fees & Charges

5.1. Refund approval does not void or eliminate any fees originally charged by your card issuer, bank, or payment network.

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5.2. Digimend does not charge consumers administrative or penalty fees for refund requests, but:

• your bank or card issuer may apply currency exchange differences,
• international processing fees, or
• reversal handling fees.

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6. Currency Conversions

6.1. If your transaction involved currency conversion at the time of purchase, any approved refund will be issued in the same currency originally billed.

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6.2 Conversion variances may occur and are controlled by the issuing bank and card network rates—not Digimend.

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7. Contact Information

For questions regarding refunds, billing clarifications, or transaction records, please contact: support@digimend.co

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8. No Responsibility for Merchant Goods/Services

8.1. Digimend is a third-party payments platform, not the seller. The Merchant remains solely responsible for:

• product/service quality,
• shipping or fulfillment issues,
• returns of physical/digital goods,
• warranties or trial cancellations.

8.2. Digimend does not assume liability for disputes between you and the Merchant regarding satisfaction, performance, or product delivery.

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8.3  Digimend is a provider of payment processing-related services to the Merchant you purchased from.  While Digimend will assist with any refund requests, the Merchant is ultimately responsible for all refund requests.